State Mandates for Infertility Treatment Coverage: Your Comprehensive Guide

Insurance Coverage: State-by-State Guide

Updated on June 17, 2024

Navigating Insurance Coverage for Family Building: A Statewide Perspective

Do you find yourself wondering about fertility insurance laws in your state? This guide is your comprehensive resource to understand the landscape of insurance coverage across various states for infertility treatment. With the map and interactive links below, you can explore which states mandate insurers to cover fertility treatments.

Insight Map: States with Infertility Insurance Laws

Interactive Map Link#interactive-map-link

Click on each state's name in our list below for detled information about specific laws and coverage provisions.

Questions to Ask Your Employer for States with Infertility Coverage Laws

1. Plan Type:

Determine if your employer offers a fully-insured or self-insured plan. Fully-insured plans must comply with the state's insurance laws regarding infertility coverage, whereas self-insured plans are exempt from these rules.

2. Number of Employees:

Check whether the plan applies to employers with more than 25, 50, etc., employees due to any specific exclusions under state law.

3. Coverage Scope:

Verify if your company's policy is subject to the law that governs a particular insurance market individual, small group, large group.

4. Policy Location:

Ensure that your employer-provided plan documentation originates from or is in compliance with the laws of the state that has established an infertility coverage mandate.

State Summaries: Navigating Fertility Insurance Laws

1. Arkansas

2. California

3. Colorado

4. Connecticut

5. Delaware

6. Hawi

7. Illinois

8. Kentucky

9. Louisiana

10. Mne

11. Maryland

12. Massachusetts

13. Montana

14. New Hampshire

15. New Jersey

16. New York

17. Ohio

18. Oklahoma

19. Rhode Island

20. Texas

21. Utah

22. Washington, D.C.

23. West Virginia

Each state's page offers detls about the laws and specific provisions for fertility treatment coverage.

Want to Advocate for New Legislation?

If you're interested in pushing for new or expanded insurance policies related to infertility treatments in your state, please contact our advocacy team at eml protected.

Seeking Direct Employer Advocacy Help?

For inquiries regarding how to advocate directly with your employer about fertility treatment coverage, reach out to [email protected].

This guide is designed as a collaborative tool for those navigating the complexities of insurance coverage related to family planning and fertility treatments. Stay informed and engaged in advocating for comprehensive reproductive health care that includes fertility treatments.

This article is reproduced from: https://resolve.org/learn/financial-resources-for-family-building/insurance-coverage/insurance-coverage-by-state/

Please indicate when reprinting from: https://www.94wn.com/Fertility_IVF/Insurance_Coverage_States_guide.html