Comprehensive Guide to IVF Costs in Singapore: Public vs. Private Options

Estimated IVF Costs in Singapore

When considering IVF treatments, choosing between public and private healthcare facilities is a key decision. Public hospitals offer lower costs for both Singaporeans and permanent residents compared to private institutions.

Cost at Public Hospitals:

In the public sector, IVF procedures usually range from $10,000 to $17,000 per cycle deping on the level of care and medication involved. Singapore citizens benefit from government co-funding when opting for public hospitals.

• Public Hospitals Providing IVF Services:

  • KK Women’s and Children’s Hospital

  • National University Hospital NUH

  • Singapore General Hospital SGH

Cost at Private Hospitals:

Private medical centers typically charge between $10,000 to $20,000 per cycle. Each package includes services like ultrasounds, egg collection, embryo transfer, laboratory charges, nursing fees, access to an operating theater and recovery area.

A typical breakdown might include:

• IVF Cost Comparison Public vs. Private:

It's challenging to compare costs across clinics as they vary significantly based on the detled itemization of services provided.

Government Co-funding for IVF:

For procedures conducted at Singapore public hospitals, government funding is avlable for up to 3 fresh and 3 frozen cycles per couple. This covers treatments such as intracytoplasmic sperm injection ICSI, in-vitro maturation, donor cycles, and double stimulation cycles.

Eligibility Criteria:

To qualify for co-funding:

• Citizenship: Both partners must be Singaporean citizens at the start of the IVF cycle.

• Age Limit: The recipient or partner should not exceed 40 years old during the initial phase with exceptions for subsequent cycles.

• Clinical Requirements: A medical assessment must confirm that all necessary investigations and tests have been completed, usually taking up to 3 months before starting.

Medisave Usage:

Medisave contributions can support IUI or IVF procedures conducted locally. The withdrawal amounts are:

• For the first cycle: $6,000

• Second cycle: $5,000

• Subsequent cycles: $4,000

Insurance Coverage for IVF:

Most health insurance plans do not cover maternity costs or fertility treatments like IVF. However, some may include a supplementary benefit under hospitalization plans that covers infertility treatments following a 12-month wting period.

The coverage usually includes:

• $20,000 per pregnancy for normal and cesarean deliveries

• $30,000 for emergency cesarean sections

• $4,000 per cycle for IVF or IUI

This benefit covers a range of medical services from initial consultations to insemination or embryo transfer.

that this resource is compiled by IVF advocates with no professional medical background. It should not be considered as medical advice and seeking expert guidance is crucial before making any decisions.

2023 by Fertility Support SG

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