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Contact us at: 973.548.9900
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Fertility Treatments and Care Offered
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IVF Insurance Coverage Under the Family Building Act in New Jersey
Effective in New Jersey State as of insert date, insurance policies that cover more than 50 participants and offer pregnancy-related benefits must include coverage for infertility diagnosis and treatment. The act defines infertility as either:
Inability to get pregnant after one year of unprotected sex for women under age 35, or six months otherwise.
Unable to carry a pregnancy to term, regardless of age.
Employers must provide insurance plans that are fully-funded with their headquarters located within New Jersey.
Diagnosis Diagnostic Tests
Medications
Surgery
In Vitro Fertilization IVF
Embryo Transfer
Artificial Insemination IUI
Intracytoplasmic Sperm Injection ICSI
Up to four completed egg retrievals per lifetime
Insurance Coverage for IVF
To be covered under insurance:
Exhaust all less expensive, reasonable, and medically appropriate treatments.
Not yet reached the maximum number of egg retrievals allowed.
The procedures must take place in facilities approved by either the American Society for Reproductive Medicine or the American College of Obstetricians and Gynecologists.
Insurer Contact
Our link to contact page offers Financial Counselors avlable at 973.322.8462, Monday through Friday from specific hours.
Get a comprehensive guide on your coverage with our insurance resources here#.
Understanding Your Policy
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Estimated Costs for Fertility Treatments
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Fertility Treatments in New Jersey Insurance Coverage IVF and Infertility Diagnosis Benefits NJ Family Building Act Insurance Guidelines Affordable Reproductive Medicine Options IVF Eligibility Criteria Under Insurance Comprehensive Guide to Healthcare Financing